Refinancing can reduce your monthly payment and help you save money. In fact, there are many reasons to refinance your mortgage, so it's important to understand your options and how they can help you reach your goal.

Refinancing can help you to:

• Lower your interest rate

• Reduce your monthly mortgage payment

• Pay off your mortgage sooner by refinancing to a shorter term

• Take cash out to pay off other debt or improve your home

At KFS Mortgage, we have the local knowledge and professional guidance you need. We'll clearly explain whether refinancing will save you money, lower your payment, and/or allow you to pay off your loan sooner. You'll get all the information you need—without pressure or hassles.

If you decide to move forward, our mortgage professionals will work with you throughout the entire process, keeping you fully informed, answering your questions, and explaining your options.

You'll feel secure knowing KFS Mortgage provides:

• Reduced paperwork

• No application fee

• Option to lock your interest rate

• Competitive interest rates

• Local decisions


WHAT KIND OF HOME CAN I REFINANCE?


PRIMARY RESIDENCE
Refinance your 1 - 4 family primary residence.


SECOND HOME
Refinance your year-round second home.


MOBILE HOMES WITH LAND
Refiance your mobile home on land owned (or to be owned) by you. Fixed rate mortgage options are available with low or no down payment and terms up to 30 years.


INVESTMENT PROPERTIES
Refinance your 1 - 4 family rental property.